WHAT UP Planner peeps.... lol.... I'm back with another budget video.
This is my Budget setup for February. I'm so in the negative this month hopefully I can pull it off.
#SingleMomInDebt #Debtfreejourney #mswigginsworld
My ultimate goals:
💲 PAY OFF ALL DEBT
💲SAVE MORE MONEY
💲INCREASE MY RETIREMENT
💲INCREASE MY SON'S COLLEGE FUND
🏠 Buy a house next summer for me and my son. 😊
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SHOP MY POSHMARK https://bnc.lt/focc/AmbHCYRGLT PLANNER STUFF THAT I USE
Below are some of the items I use to budget with to make budgeting both functional and fun!
Regular size Happy Planner for budgeting
Sharpie 3ct Black Medium tip Felt tip Marker Pen
Create 365® The Happy Planner® Sticker Sheets, Budget
2019 Planner 8.5"x 5.75" Deco Diamond with Pink Bungee - May Designs
Tasha :)
Join me as I tackle the debt! SUBSCRIBE 😎
What Are Dave Ramsey’s Baby Steps?
Ramsey’s personal finance philosophy is based on seven steps. The steps are meant to help people get out of debt, stay out of debt, prepare for a financial emergency, and plan for their financial future. The plan is broken down into seven steps The Baby Steps are straight forward. They aren’t always easy to accomplish, but they are simple to understand.
- Baby Step 1: $1,000 cash in a beginner emergency fund.
- Baby Step 2: Use the debt snowball to pay off all your debt but the house.
- Baby Step 3: A fully funded emergency fund of 3 to 6 months of expenses.
- Baby Step 4: Invest 15% of your household income into retirement.
- Baby Step 5: Start saving for college.
- Baby Step 6: Pay off your home early.
- Baby Step 7: Build wealth and give generously.
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