Hello... I'm back with another budget video.
Hey everyone! I'm Tasha Renee....I finally put together a Budget video!!! YAYYY lol.....I'm not perfect.... But the first step is to try. AND That all that counts.... :) Now I know don't follow everything that Dave Ramsey does but at the end of the day this is my budget journey and I have to do what is best for my family.
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My ultimate goals:
💲 PAY OFF ALL DEBT
💲SAVE MORE MONEY
💲INCREASE MY RETIREMENT
💲INCREASE MY SON'S COLLEGE FUND
🏠 Buy a house next summer for me and my son. 😊
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PLANNER STUFF THAT I USE Below are some of the items I use to budget with to make budgeting both functional and fun!
LINKS TO PRODUCTS USED IN VIDEO
grocerylist
simplystacie.net
Download 2020 Printable Calendars
PAYCHECK BILL TRACKER
Sharpie Ultra Fine Point Permanent Markers
12 Pack Journal Planner Stencils
ParKoo Retractable Erasable Gel Pens Clicker
Zebra MILD LINER, Double Sided Highlighter Noble Color, 5 Set
Sharpie 30075PP Permanent Markers, Fine Point
Me & My Big Ideas Budget Extension Pack - The Happy Planner
Tasha :)
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What Are Dave Ramsey’s Baby Steps?
Ramsey’s personal finance philosophy is based on seven steps. The steps are meant to help people get out of debt, stay out of debt, prepare for a financial emergency, and plan for their financial future. The plan is broken down into seven steps The Baby Steps are straight forward. They aren’t always easy to accomplish, but they are simple to understand.
- Baby Step 1: $1,000 cash in a beginner emergency fund.
- Baby Step 2: Use the debt snowball to pay off all your debt but the house.
- Baby Step 3: A fully funded emergency fund of 3 to 6 months of expenses.
- Baby Step 4: Invest 15% of your household income into retirement.
- Baby Step 5: Start saving for college.
- Baby Step 6: Pay off your home early.
- Baby Step 7: Build wealth and give generously.
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